Money

[ad_1] What Are Good Credit Card Goals for Recent Graduates? Credit cards are powerful tools. They offer flexibility and protections that can be handy as new grads manage the expenses of adulthood. Recent college graduates using credit cards should focus on one main goal: learning to use credit cards responsibly. Here’s how to begin: Work
[ad_1] As a small-business owner, you need access to capital to fund your business. One way to access capital is through a small-business loan. Small-business loans are typically used to fund startups or to grow businesses, to help buy inventory or furniture, to pay for marketing, or to strengthen the financial foundation of your business.
[ad_1] When you refinance, you may be tempted to move from a traditional 30-year mortgage to a 15-year mortgage that allows you to build equity faster and pay less interest. RELATED CONTENT Before you take that step, figure out whether a larger monthly payment fits in your budget or whether you should simply pay more
[ad_1] U.S. News Survey: Many Consumers Aren’t Clear on Credit Basics Although most consumers know they should check their credit report at least once a year, many aren’t clear about actions that can improve – or hurt – their credit score, according to a U.S. News survey of consumers. Some consumers don’t realize important credit
[ad_1] If you’re a small-business owner, you may have looked into a small-business loan as a source of financing. Small-business loans typically are used to start or expand a business, purchase inventory and supplies, or strengthen a business’s solvency. In fact, 40% of small businesses applied for funding in 2017, according to the most recent
[ad_1] Minnesota homebuyers have plenty of housing options to choose from. Minnesota has just under 2.5 million housing units and a homeownership rate of roughly 72%, according to the U.S. Census Bureau’s 2018 American Community Survey. Minnesota’s median housing value is $235,400, which falls just above the national median value of $229,700. Some areas of
[ad_1] Homebuyers planning to put down roots in the Bluegrass State have many housing options to consider. Kentucky offers almost 2 million housing units and has a homeownership rate around 67%, according to the U.S. Census Bureau’s 2018 American Community Survey. Kentucky’s median housing value is $148,100, well below the national median value of $229,700.
[ad_1] Amid headlines of COVID-19 infiltrating nursing homes and large senior care facilities, it’s understandable that many Americans would prefer to avoid assisted living environments as they grow older. But the trend to age in place predates the pandemic. Remaining at home was the first choice for 76% of Americans age 50 and older, according